Credit
Risk Environment Administration and Management (CREAM)
CREAM'S
INTEGRATION AND TECHNICAL DETAILS
CREAM
is designed and developed using the leading and most robust Visual
design technologies available. CREAM is deployed using business
logic and design logic over Local and Wide Area Network (LAN/WAN).
It caters to both large and medium sized banks, as Oracle and SQL
Sever are both fully supported by CREAM. The relational database
design, allows extensive security as well as strong restart recovery.
CREAM offers parameter driven setup and flexible domain templates
security setup with easy to use GUI based Windows interface together
with Windows and tool tip help.
CREAM
is easily integrated to any existing banking system (third party
or in-house developed) by the use of industry standard XML messaging
or CREAM'S internal messaging system. When implemented as "Credit
Authorization System", CREAM handles all requests for draw down/
utilization of approved/unapproved credit, fully integrated to bank's
existing application.