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Credit Risk Environment Administration and Management (CREAM)

 

CREAM'S INTEGRATION AND TECHNICAL DETAILS

 

CREAM is designed and developed using the leading and most robust Visual design technologies available. CREAM is deployed using business logic and design logic over Local and Wide Area Network (LAN/WAN). It caters to both large and medium sized banks, as Oracle and SQL Sever are both fully supported by CREAM. The relational database design, allows extensive security as well as strong restart recovery. CREAM offers parameter driven setup and flexible domain templates security setup with easy to use GUI based Windows interface together with Windows and tool tip help.

CREAM is easily integrated to any existing banking system (third party or in-house developed) by the use of industry standard XML messaging or CREAM'S internal messaging system. When implemented as "Credit Authorization System", CREAM handles all requests for draw down/ utilization of approved/unapproved credit, fully integrated to bank's existing application.

 

 

 

 

 

 

CONVENTIONAL CREDIT DISBURSEMENT PROCESS